Capital Gains Tax Calculator
Estimate your South African CGT liability - 2026/2027 tax year
Uses current SARS 2026/2027 figures, reviewed 6 October 2026. SARS dates the updated exclusions from 2 March 2026; this estimate is not for earlier disposals. Assumes one ordinary disposal, the full unused annual exclusion and no other capital gains or losses. Joint ownership, mixed use, special trusts, deceased estates and other relief require individual advice. SARS CGT figures · SARS income-tax tables · Exclusion effective dates
Asset Details
CGT Estimate - 2026/2027
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Key CGT Facts (2026/2027)
- Annual exclusion: R50,000 per individual per tax year, not per disposal
- Primary residence: Up to R3,000,000 of qualifying gain
- Inclusion rate: 40% for individuals, 80% for companies and other trusts
- Max effective rate: 18% for individuals (40% x 45%), 21.6% for companies, 36% for other trusts
- Death: A deemed disposal at market value occurs - special rules apply
- Capital losses: Assessed losses may offset future gains, subject to the applicable rules
Disclaimer: This calculator is intended as a general guide only and does not constitute tax advice. CGT calculations can be complex and depend on many factors including valuation date rules, time-apportionment, specific exclusions, and annual elections. For an accurate CGT assessment and professional advice please consult a qualified tax practitioner or contact our office.